Getting a Credit Card

Nadiyah Williams

Getting your first credit card is a very big responsibility because you can’t just swipe. With a credit card the money is pulled from the bank and you have to pay the bank back its money. That is why it is important to make sure whatever your are buying with your credit card you are going to be able to pay back because if you don’t pay the bank back the money you owe the bank will go up in interest and you will end up owning more than what you did before. On top of that when you are using a credit card and don’t pay your bills pack your credit will mess up and when your credit is messed up it is hard to purchase big items like cars or houses.